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States Requiring Private Insurance Payer Reimbursement for Telehealth & Telemedicine


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Below are the individual states in the U.S. that require private insurance to reimburse for services provided by telehealth and telemedicine technologies (usually for services delivered via video teleconferencing or “VTC”):

As reported by mHIMSS, American Telemedicine Association has been tracking new private insurance legislation. They have identified these states as having initated similar private insurance telehealth legislation since January 2013:

  • The District of Columbia has seen legislation filed by Councilwoman Mary Cheh that would require private health insurers and Medicaid to cover healthcare services via telemedicine, which is defined as “the delivery of healthcare services through the use of interactive audio, video or other electronic media used for the purpose of diagnosis, consultation or treatment.”
  • In Connecticut, State Sen. Joseph Crisco Jr. has filed a bill that would require health insurers to cover services provider through “telecommunications technology.”
  • In Florida, State Rep. Mia Jones has introduced a bill that would require insurers, including Medicaid, to provider coverage for telemedicine, extend Medicaid coverage for telemedicine to homecare services, provide coverage under the state plan or a waiver for home health services provided to eligible people with chronic conditions, and create a framework to allow for consults with practitioners and professionals in other states.
  • In South Carolina, State Sens. Raymond Cleary III, Bradley Hutto and Greg Hembree have filed a bill that would require individual or group health maintenance organizations to cover telemedicine services.
  • In Indiana, State Sen. Vaneta Becker has filed a bill seeking to require Medicaid to reimburse certified home health agencies, federally qualified health centers and rural health clinics for telehealth services.
  • In Nebraska, State Sens. Amanda McGill, Brad Ashford and Annette Dubas have filed a bill that would authorize telehealth services for public school students. In addition, State Sen. Colby Coash has filed a bill that would require health insurers to cover the screening, diagnosis and treatment of autism in those under 21 years of age, as well as authorizing behavioral health treatment through telehealth. And State Sen. Peter Pirsch has filed a bill that would create a Telehealth Behavioral Services Program for youths involved in juvenile justice programs.

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